New FCA Consumer Credit regulatory returns - a reminder

December 1, 2025

In May this year the FCA published its Policy Statement PS25/3 setting out its replacement consumer credit reporting requirements for firms with certain consumer credit Permissions (the new CCR009 return).  This was covered in detail in our May 2025 Hot TopICS.

The FCA has provided regular updates on its consumer credit reporting web page, and the amended rules and guidance are located in Chapter 16 of the Supervision Manual (SUP 16).

This Hot TopICS is a reminder that the first CCR009 returns, covering the calendar year 2025, will soon start to appear in firms’ RegData schedules and will be due for submission by 26th February 2026 (forty business days from the end of the reporting period).

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