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Companies House confirms identity verification rollout from 18 November 2025
Companies House has issued a press release reminding Companies about the phasing-in of identity verification over 12 months, to make things simpler for companies and business owners. It has made corresponding updates to its ‘Verifying your identity for…
ICS Analysis of the Supreme Court Motor Finance Judgement
The ICS experts dug into the Supreme Court Judgement over the weekend to outline the key takeaways for firms. Late on Friday the Supreme Court passed judgement on three cases related to commission payments in motor finance. The court handed a partial win to…
FCA publishes a ‘Digital design in customers' online journeys’ report and analysis
Firms have a responsibility, particularly under the Consumer Duty, to equip retail customers to make decisions that are effective, timely, and properly informed. Selective online choice architecture, and the presence of sludge and deceptive design, can put…
FCA publishes Wider Implications Framework update and Annual Report
The FCA has published the minutes of the May 2025 Wider Implications Framework Executive Level Meeting, the minutes from the June 2025 Chairs and CEO Regulatory Family meeting, an updated log of the live Wider Implications issues, as at July 2025, and the…
FCA Consultation Paper CP25/18: Tackling non-financial misconduct in financial services
The FCA has clarified its expectations in relation to misconduct in financial services firms by publishing a Consultation Paper on tackling the issue, including bullying, harassment and violence in financial services. There is significant new Handbook guidance…
A Critical Guide for Consumer Duty Board Reporting in 2025
The Financial Conduct Authority's recent thematic review of 180 board reports has highlighted crucial insights that demand immediate attention from financial services professionals. As we approach the 2025 reporting cycle, directors must reimagine their…
